The typical home in Youngstown, OH is worth about $140,000.
With 20% down that's a loan near $112,000 — the calculator
is pre-filled with that figure. Youngstown has some of the lowest home prices of any U.S. metro, a lasting mark of the steel industry's collapse in the late 1970s, though a nearby electric-vehicle battery plant has brought a wave of new manufacturing jobs. Ohio's above-average property tax rate is still a meaningful bill even on an inexpensive home.
$727.17 / month
Total interest
$149,786
Total paid
$261,786
Payoff
30.0 years
How much you need to earn
Youngstown, OH's median household income is about
$55,000 a year. Under standard 28/36
lending rules that supports a home price around
$178,427 with 20% down —
comfortably above the $140,000 typical price.
Typical asking rent in Youngstown, OH is about $950 a month, so owning the median home costs roughly
$84 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Youngstown, OH?
On the metro's roughly $140,000 typical home with 20% down, the loan is about $112,000. Principal and interest run near $727 a month at today's rate, and Youngstown, OH's property tax plus insurance add about $307, for a full payment near $1,034.
Can I afford a home in Youngstown, OH on the median income?
The median household income is about $55,000 a year. Under standard 28/36 lending rules that supports a home price around $178,427 with 20% down — above the $140,000 typical price, so a median home is within reach.
Is it cheaper to rent or buy in Youngstown, OH?
Typical asking rent is about $950 a month. The full owner payment on a median home is near $1,034, so owning costs roughly $84 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Youngstown, OH?
The effective property tax rate in the core county is about 1.70% of market value — roughly $2,380 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Youngstown, OH rising or falling?
Home values are up about 6% over the past year. Youngstown has some of the lowest home prices of any U.S. metro, a lasting mark of the steel industry's collapse in the late 1970s, though a nearby electric-vehicle battery plant has brought a wave of new manufacturing jobs. Ohio's above-average property tax rate is still a meaningful bill even on an inexpensive home.