The typical home in Youngstown, OH is worth about $140,000.
With 20% down that's a loan near $112,000 — the calculator
is pre-filled with that figure. Youngstown has some of the lowest home prices of any U.S. metro, a lasting mark of the steel industry's collapse in the late 1970s, though a nearby electric-vehicle battery plant has brought a wave of new manufacturing jobs. Ohio's above-average property tax rate is still a meaningful bill even on an inexpensive home.
$769.36 / month
Total interest
$164,972
Total paid
$276,972
Payoff
30.0 years
How much you need to earn
Youngstown, OH's median household income is about
$55,000 a year. Under standard 28/36
lending rules that supports a home price around
$170,178 with 20% down —
comfortably above the $140,000 typical price.
Typical asking rent in Youngstown, OH is about $950 a month, so owning the median home costs roughly
$126 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Youngstown, OH?
On the metro's roughly $140,000 typical home with 20% down, the loan is about $112,000. Principal and interest run near $769 a month at today's rate, and Youngstown, OH's property tax plus insurance add about $307, for a full payment near $1,076.
Can I afford a home in Youngstown, OH on the median income?
The median household income is about $55,000 a year. Under standard 28/36 lending rules that supports a home price around $170,178 with 20% down — above the $140,000 typical price, so a median home is within reach.
Is it cheaper to rent or buy in Youngstown, OH?
Typical asking rent is about $950 a month. The full owner payment on a median home is near $1,076, so owning costs roughly $126 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Youngstown, OH?
The effective property tax rate in the core county is about 1.70% of market value — roughly $2,380 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Youngstown, OH rising or falling?
Home values are up about 6% over the past year. Youngstown has some of the lowest home prices of any U.S. metro, a lasting mark of the steel industry's collapse in the late 1970s, though a nearby electric-vehicle battery plant has brought a wave of new manufacturing jobs. Ohio's above-average property tax rate is still a meaningful bill even on an inexpensive home.