Pittsburgh, PA mortgage & affordability calculator
The typical home in Pittsburgh, PA is worth about $220,000.
With 20% down that's a loan near $176,000 — the calculator
is pre-filled with that figure. Pittsburgh has the lowest home prices of any large Northeastern metro, anchored by healthcare and university employment. Allegheny County property taxes are on the higher side, and assessments can lag market value for years.
$1,142.70 / month
Total interest
$235,375
Total paid
$411,375
Payoff
30.0 years
How much you need to earn
Pittsburgh, PA's median household income is about
$68,000 a year. Under standard 28/36
lending rules that supports a home price around
$228,055 with 20% down —
comfortably above the $220,000 typical price.
Typical asking rent in Pittsburgh, PA is about $1,300 a month, so owning the median home costs roughly
$234 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Pittsburgh, PA?
On the metro's roughly $220,000 typical home with 20% down, the loan is about $176,000. Principal and interest run near $1,143 a month at today's rate, and Pittsburgh, PA's property tax plus insurance add about $392, for a full payment near $1,534.
Can I afford a home in Pittsburgh, PA on the median income?
The median household income is about $68,000 a year. Under standard 28/36 lending rules that supports a home price around $228,055 with 20% down — above the $220,000 typical price, so a median home is within reach.
Is it cheaper to rent or buy in Pittsburgh, PA?
Typical asking rent is about $1,300 a month. The full owner payment on a median home is near $1,534, so owning costs roughly $234 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Pittsburgh, PA?
The effective property tax rate in the core county is about 1.50% of market value — roughly $3,300 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Pittsburgh, PA rising or falling?
Home values are up about 4% over the past year. Pittsburgh has the lowest home prices of any large Northeastern metro, anchored by healthcare and university employment. Allegheny County property taxes are on the higher side, and assessments can lag market value for years.