The typical home in Yakima, WA is worth about $365,000.
With 20% down that's a loan near $292,000 — the calculator
is pre-filled with that figure. The Yakima Valley produces roughly three-quarters of the nation's hops and a large share of its apples, and agricultural-labor housing demand shapes the rental market as much as any commuter trend.
$1,895.85 / month
Total interest
$390,503
Total paid
$682,503
Payoff
30.0 years
How much you need to earn
Yakima, WA's median household income is about
$60,000 a year. Under standard 28/36
lending rules that supports a home price around
$231,186 with 20% down —
below the $365,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Yakima, WA is about $1,450 a month, so owning the median home costs roughly
$819 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Yakima, WA?
On the metro's roughly $365,000 typical home with 20% down, the loan is about $292,000. Principal and interest run near $1,896 a month at today's rate, and Yakima, WA's property tax plus insurance add about $373, for a full payment near $2,269.
Can I afford a home in Yakima, WA on the median income?
The median household income is about $60,000 a year. Under standard 28/36 lending rules that supports a home price around $231,186 with 20% down — below the $365,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Yakima, WA?
Typical asking rent is about $1,450 a month. The full owner payment on a median home is near $2,269, so owning costs roughly $819 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Yakima, WA?
The effective property tax rate in the core county is about 0.87% of market value — roughly $3,176 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Yakima, WA rising or falling?
Home values are up about 2% over the past year. The Yakima Valley produces roughly three-quarters of the nation's hops and a large share of its apples, and agricultural-labor housing demand shapes the rental market as much as any commuter trend.