Kennewick, WA mortgage & affordability calculator

The typical home in Kennewick, WA is worth about $430,000. With 20% down that's a loan near $344,000 — the calculator is pre-filled with that figure. Kennewick anchors the Tri-Cities alongside Pasco and Richland, where ongoing Hanford nuclear-site cleanup work provides some of the highest-paying blue-collar jobs in the Pacific Northwest.

$2,233.46 / month

Total interest
$460,051
Total paid
$804,051
Payoff
30.0 years
Balance over YearBalance ends near $0 at 30.$0$86k$172k$258k$344k0612182430Year

How much you need to earn

Kennewick, WA's median household income is about $78,000 a year. Under standard 28/36 lending rules that supports a home price around $301,616 with 20% down — below the $430,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.

$301,629 max home price

Max loan amount
$215,629
Housing payment budget
$1,820
P&I budget
$1,400
Bound by
front-end ratio

Uses the 28% front-end / 36% back-end DTI guidelines. Lenders vary.

Typical asking rent in Kennewick, WA is about $1,650 a month, so owning the median home costs roughly $1,004 more per month before tax effects, maintenance, and any change in home value.

Frequently asked questions

What is a typical mortgage payment in Kennewick, WA?
On the metro's roughly $430,000 typical home with 20% down, the loan is about $344,000. Principal and interest run near $2,233 a month at today's rate, and Kennewick, WA's property tax plus insurance add about $420, for a full payment near $2,654.
Can I afford a home in Kennewick, WA on the median income?
The median household income is about $78,000 a year. Under standard 28/36 lending rules that supports a home price around $301,616 with 20% down — below the $430,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Kennewick, WA?
Typical asking rent is about $1,650 a month. The full owner payment on a median home is near $2,654, so owning costs roughly $1,004 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Kennewick, WA?
The effective property tax rate in the core county is about 0.87% of market value — roughly $3,741 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Kennewick, WA rising or falling?
Home values are up about 2% over the past year. Kennewick anchors the Tri-Cities alongside Pasco and Richland, where ongoing Hanford nuclear-site cleanup work provides some of the highest-paying blue-collar jobs in the Pacific Northwest.

Nearby metros

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