Walla Walla, WA mortgage & affordability calculator
The typical home in Walla Walla, WA is worth about $420,000.
With 20% down that's a loan near $336,000 — the calculator
is pre-filled with that figure. Walla Walla Valley's more than 120 wineries have transformed a former wheat-and-legume farming town into a wine-tourism destination, even as two state penitentiaries remain among the area's largest employers.
$2,181.52 / month
Total interest
$449,351
Total paid
$785,351
Payoff
30.0 years
How much you need to earn
Walla Walla, WA's median household income is about
$66,000 a year. Under standard 28/36
lending rules that supports a home price around
$257,607 with 20% down —
below the $420,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Walla Walla, WA is about $1,450 a month, so owning the median home costs roughly
$1,144 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Walla Walla, WA?
On the metro's roughly $420,000 typical home with 20% down, the loan is about $336,000. Principal and interest run near $2,182 a month at today's rate, and Walla Walla, WA's property tax plus insurance add about $413, for a full payment near $2,594.
Can I afford a home in Walla Walla, WA on the median income?
The median household income is about $66,000 a year. Under standard 28/36 lending rules that supports a home price around $257,607 with 20% down — below the $420,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Walla Walla, WA?
Typical asking rent is about $1,450 a month. The full owner payment on a median home is near $2,594, so owning costs roughly $1,144 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Walla Walla, WA?
The effective property tax rate in the core county is about 0.87% of market value — roughly $3,654 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Walla Walla, WA rising or falling?
Home values are up about 3% over the past year. Walla Walla Valley's more than 120 wineries have transformed a former wheat-and-legume farming town into a wine-tourism destination, even as two state penitentiaries remain among the area's largest employers.