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Delaware property tax calculator

Delaware's effective property tax rate averages about 0.58% of market value — below the roughly 1.0% national average. That's roughly $2,088 a year on the state's $360,000 median home. The calculator is pre-filled with that rate.

$2,088 / year

Per month
$174.00
Assessed value
$360,000
Effective rate
0.58%

Rates vary by county and city — check your local assessor for the exact figure.

How it works

Your county assessor sets a taxable (assessed) value, which may be below market value, then applies the combined rate of every taxing body — county, city, school district, and any special levies. A homestead or senior exemption reduces the assessed value before the rate is applied, so an owner-occupied home often owes less than the headline rate on a rental or second home.

For comparison, homeowners insurance in Delaware averages about $900 a year, so on the median home the tax bill is the larger of the two escrow items. Delaware has no sales tax at all and a below-average property tax rate, making both a car and a home cheaper to carry than in its Mid-Atlantic neighbors. Insurance is among the cheapest in the nation.

Frequently asked questions

What is the property tax rate in Delaware?
Delaware's effective property tax rate averages about 0.58% of a home's market value — below the roughly 1.0% national average. That works out to roughly $2,088 a year on the state's $360,000 median home.
How is property tax calculated in Delaware?
Your county assessor sets a taxable (assessed) value, which may be below market value, then applies the combined rate of every taxing body — county, city, school district, and special levies. Exemptions like a homestead exemption reduce the assessed value first.
Property tax vs. homeowners insurance in Delaware — which costs more?
On the median home, Delaware property tax runs about $2,088 a year versus roughly $900 for insurance. Property tax is the larger of the two here.
Can I lower my property tax bill in Delaware?
Most owners can file a homestead exemption on a primary residence, and you can appeal the assessed value if comparable sales suggest it's too high. Senior, veteran, and disability exemptions may also apply.

Learn more: How property tax works

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