The typical home in Yuma, AZ is worth about $300,000.
With 20% down that's a loan near $240,000 — the calculator
is pre-filled with that figure. Yuma grows a large share of the nation's winter leafy greens and swells with retiree 'snowbird' residents each winter, a seasonal population swing that shapes both its rental market and its emergency-services planning.
$1,558.23 / month
Total interest
$320,964
Total paid
$560,964
Payoff
30.0 years
How much you need to earn
Yuma, AZ's median household income is about
$54,000 a year. Under standard 28/36
lending rules that supports a home price around
$211,839 with 20% down —
below the $300,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Yuma, AZ is about $1,300 a month, so owning the median home costs roughly
$532 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Yuma, AZ?
On the metro's roughly $300,000 typical home with 20% down, the loan is about $240,000. Principal and interest run near $1,558 a month at today's rate, and Yuma, AZ's property tax plus insurance add about $274, for a full payment near $1,832.
Can I afford a home in Yuma, AZ on the median income?
The median household income is about $54,000 a year. Under standard 28/36 lending rules that supports a home price around $211,839 with 20% down — below the $300,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Yuma, AZ?
Typical asking rent is about $1,300 a month. The full owner payment on a median home is near $1,832, so owning costs roughly $532 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Yuma, AZ?
The effective property tax rate in the core county is about 0.63% of market value — roughly $1,890 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Yuma, AZ rising or falling?
Home values are up about 2% over the past year. Yuma grows a large share of the nation's winter leafy greens and swells with retiree 'snowbird' residents each winter, a seasonal population swing that shapes both its rental market and its emergency-services planning.