The typical home in Valdosta, GA is worth about $200,000.
With 20% down that's a loan near $160,000 — the calculator
is pre-filled with that figure. Moody Air Force Base and Valdosta State University give this South Georgia city a housing market cushioned from the boom-bust swings of nearby coastal metros. Home prices sit near the bottom of the state's range.
$1,038.82 / month
Total interest
$213,976
Total paid
$373,976
Payoff
30.0 years
How much you need to earn
Valdosta, GA's median household income is about
$48,000 a year. Under standard 28/36
lending rules that supports a home price around
$162,447 with 20% down —
below the $200,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Valdosta, GA is about $1,100 a month, so owning the median home costs roughly
$264 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Valdosta, GA?
On the metro's roughly $200,000 typical home with 20% down, the loan is about $160,000. Principal and interest run near $1,039 a month at today's rate, and Valdosta, GA's property tax plus insurance add about $325, for a full payment near $1,364.
Can I afford a home in Valdosta, GA on the median income?
The median household income is about $48,000 a year. Under standard 28/36 lending rules that supports a home price around $162,447 with 20% down — below the $200,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Valdosta, GA?
Typical asking rent is about $1,100 a month. The full owner payment on a median home is near $1,364, so owning costs roughly $264 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Valdosta, GA?
The effective property tax rate in the core county is about 0.85% of market value — roughly $1,700 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Valdosta, GA rising or falling?
Home values are up about 2% over the past year. Moody Air Force Base and Valdosta State University give this South Georgia city a housing market cushioned from the boom-bust swings of nearby coastal metros. Home prices sit near the bottom of the state's range.