San Angelo, TX mortgage & affordability calculator
The typical home in San Angelo, TX is worth about $210,000.
With 20% down that's a loan near $168,000 — the calculator
is pre-filled with that figure. Goodfellow Air Force Base and Angelo State University anchor San Angelo, while surrounding Concho Valley ranching gives it one of the last true sheep-and-goat economies left in the country.
$1,090.76 / month
Total interest
$224,676
Total paid
$392,676
Payoff
30.0 years
How much you need to earn
San Angelo, TX's median household income is about
$58,000 a year. Under standard 28/36
lending rules that supports a home price around
$157,131 with 20% down —
below the $210,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in San Angelo, TX is about $1,000 a month, so owning the median home costs roughly
$697 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in San Angelo, TX?
On the metro's roughly $210,000 typical home with 20% down, the loan is about $168,000. Principal and interest run near $1,091 a month at today's rate, and San Angelo, TX's property tax plus insurance add about $606, for a full payment near $1,697.
Can I afford a home in San Angelo, TX on the median income?
The median household income is about $58,000 a year. Under standard 28/36 lending rules that supports a home price around $157,131 with 20% down — below the $210,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in San Angelo, TX?
Typical asking rent is about $1,000 a month. The full owner payment on a median home is near $1,697, so owning costs roughly $697 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in San Angelo, TX?
The effective property tax rate in the core county is about 1.70% of market value — roughly $3,570 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in San Angelo, TX rising or falling?
Home values are up about 2% over the past year. Goodfellow Air Force Base and Angelo State University anchor San Angelo, while surrounding Concho Valley ranching gives it one of the last true sheep-and-goat economies left in the country.