The typical home in La Crosse, WI is worth about $260,000.
With 20% down that's a loan near $208,000 — the calculator
is pre-filled with that figure. Set among the Mississippi River bluffs, La Crosse's economy leans on Gundersen Health System and Mayo Clinic Health System, two large regional hospital networks that give it an outsized healthcare-employment base for its size. The bluff topography limits buildable land and has kept price growth steady rather than flat.
$1,350.47 / month
Total interest
$278,165
Total paid
$486,165
Payoff
30.0 years
How much you need to earn
La Crosse, WI's median household income is about
$60,000 a year. Under standard 28/36
lending rules that supports a home price around
$194,854 with 20% down —
below the $260,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in La Crosse, WI is about $1,150 a month, so owning the median home costs roughly
$673 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in La Crosse, WI?
On the metro's roughly $260,000 typical home with 20% down, the loan is about $208,000. Principal and interest run near $1,350 a month at today's rate, and La Crosse, WI's property tax plus insurance add about $473, for a full payment near $1,823.
Can I afford a home in La Crosse, WI on the median income?
The median household income is about $60,000 a year. Under standard 28/36 lending rules that supports a home price around $194,854 with 20% down — below the $260,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in La Crosse, WI?
Typical asking rent is about $1,150 a month. The full owner payment on a median home is near $1,823, so owning costs roughly $673 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in La Crosse, WI?
The effective property tax rate in the core county is about 1.70% of market value — roughly $4,420 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in La Crosse, WI rising or falling?
Home values are up about 3% over the past year. Set among the Mississippi River bluffs, La Crosse's economy leans on Gundersen Health System and Mayo Clinic Health System, two large regional hospital networks that give it an outsized healthcare-employment base for its size. The bluff topography limits buildable land and has kept price growth steady rather than flat.