The typical home in Keene, NH is worth about $320,000.
With 20% down that's a loan near $256,000 — the calculator
is pre-filled with that figure. Keene State College and a compact, walkable downtown make Keene one of the larger population centers in the Monadnock Region, though New Hampshire's above-average property tax rate applies here just as it does near Boston.
$1,662.11 / month
Total interest
$342,363
Total paid
$598,363
Payoff
30.0 years
How much you need to earn
Keene, NH's median household income is about
$70,000 a year. Under standard 28/36
lending rules that supports a home price around
$222,179 with 20% down —
below the $320,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Keene, NH is about $1,500 a month, so owning the median home costs roughly
$768 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Keene, NH?
On the metro's roughly $320,000 typical home with 20% down, the loan is about $256,000. Principal and interest run near $1,662 a month at today's rate, and Keene, NH's property tax plus insurance add about $606, for a full payment near $2,268.
Can I afford a home in Keene, NH on the median income?
The median household income is about $70,000 a year. Under standard 28/36 lending rules that supports a home price around $222,179 with 20% down — below the $320,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Keene, NH?
Typical asking rent is about $1,500 a month. The full owner payment on a median home is near $2,268, so owning costs roughly $768 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Keene, NH?
The effective property tax rate in the core county is about 1.93% of market value — roughly $6,176 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Keene, NH rising or falling?
Home values are up about 2% over the past year. Keene State College and a compact, walkable downtown make Keene one of the larger population centers in the Monadnock Region, though New Hampshire's above-average property tax rate applies here just as it does near Boston.