Easton, PA mortgage & affordability calculator

The typical home in Easton, PA is worth about $285,000. With 20% down that's a loan near $228,000 — the calculator is pre-filled with that figure. Easton is home to Crayola's headquarters and factory-tour attraction as well as Lafayette College, and its position at the meeting of the Lehigh and Delaware rivers has made it a magnet for New York and Philadelphia commuters priced out closer in.

$1,480.32 / month

Total interest
$304,915
Total paid
$532,915
Payoff
30.0 years
Balance over YearBalance ends near $0 at 30.$0$57k$114k$171k$228k0612182430Year

How much you need to earn

Easton, PA's median household income is about $64,000 a year. Under standard 28/36 lending rules that supports a home price around $215,815 with 20% down — below the $285,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.

$215,832 max home price

Max loan amount
$158,832
Housing payment budget
$1,493
P&I budget
$1,031
Bound by
front-end ratio

Uses the 28% front-end / 36% back-end DTI guidelines. Lenders vary.

Typical asking rent in Easton, PA is about $1,350 a month, so owning the median home costs roughly $593 more per month before tax effects, maintenance, and any change in home value.

Frequently asked questions

What is a typical mortgage payment in Easton, PA?
On the metro's roughly $285,000 typical home with 20% down, the loan is about $228,000. Principal and interest run near $1,480 a month at today's rate, and Easton, PA's property tax plus insurance add about $462, for a full payment near $1,943.
Can I afford a home in Easton, PA on the median income?
The median household income is about $64,000 a year. Under standard 28/36 lending rules that supports a home price around $215,815 with 20% down — below the $285,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Easton, PA?
Typical asking rent is about $1,350 a month. The full owner payment on a median home is near $1,943, so owning costs roughly $593 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Easton, PA?
The effective property tax rate in the core county is about 1.49% of market value — roughly $4,247 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Easton, PA rising or falling?
Home values are up about 3% over the past year. Easton is home to Crayola's headquarters and factory-tour attraction as well as Lafayette College, and its position at the meeting of the Lehigh and Delaware rivers has made it a magnet for New York and Philadelphia commuters priced out closer in.

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