The typical home in Beaumont, TX is worth about $195,000.
With 20% down that's a loan near $156,000 — the calculator
is pre-filled with that figure. Beaumont sits at the heart of the Golden Triangle's refining and petrochemical corridor, and its Gulf Coast position exposes it to the same hurricane-driven insurance costs as Houston without the big-city price tag.
$1,012.85 / month
Total interest
$208,626
Total paid
$364,626
Payoff
30.0 years
How much you need to earn
Beaumont, TX's median household income is about
$55,000 a year. Under standard 28/36
lending rules that supports a home price around
$132,503 with 20% down —
below the $195,000 typical price, so many buyers need a larger down payment, a co-borrower, or a longer commute.
Typical asking rent in Beaumont, TX is about $1,200 a month, so owning the median home costs roughly
$489 more per month before tax
effects, maintenance, and any change in home value.
Frequently asked questions
What is a typical mortgage payment in Beaumont, TX?
On the metro's roughly $195,000 typical home with 20% down, the loan is about $156,000. Principal and interest run near $1,013 a month at today's rate, and Beaumont, TX's property tax plus insurance add about $676, for a full payment near $1,689.
Can I afford a home in Beaumont, TX on the median income?
The median household income is about $55,000 a year. Under standard 28/36 lending rules that supports a home price around $132,503 with 20% down — below the $195,000 typical price, so buyers often need a larger down payment or a co-borrower.
Is it cheaper to rent or buy in Beaumont, TX?
Typical asking rent is about $1,200 a month. The full owner payment on a median home is near $1,689, so owning costs roughly $489 more per month before tax effects, maintenance, and any appreciation.
How much are property taxes in Beaumont, TX?
The effective property tax rate in the core county is about 1.70% of market value — roughly $3,315 a year on the typical home. Your exact rate depends on the municipality and any exemptions.
Are home prices in Beaumont, TX rising or falling?
Home values are roughly flat over the past year. Beaumont sits at the heart of the Golden Triangle's refining and petrochemical corridor, and its Gulf Coast position exposes it to the same hurricane-driven insurance costs as Houston without the big-city price tag.