Watcharu Finance

Virginia auto loan calculator

Virginia's state vehicle sales-tax rate is about 5.30% (cities and counties can add more). The calculator is preset for Virginia.

$668.37 / month

Amount financed
$33,355
Sales tax
$1,855
Total interest
$6,747
Balance over MonthBalance ends near $0 at 60.$0$8k$17k$25k$33k01224364860Month

How it works

Virginia is one of the few states that taxes the full purchase price with no credit for a trade-in. On a $35,000 car that's about $1,855 in sales tax regardless of what you trade in. Sales or use tax is collected when the vehicle is titled and registered.

Virginia's property tax rate is near the national average and set at the county or city level, and it also levies an annual local car tax. The state gives no trade-in credit on vehicle sales tax. Local add-on tax rates and documentation fees vary by dealer and county, so treat the preset rate as a starting point and confirm the exact figure on your paperwork.

Frequently asked questions

What is the car sales tax rate in Virginia?
Virginia's state vehicle sales/use tax rate is about 5.30%. On a $35,000 car that's about $1,855 before any local add-on rates.
Does a trade-in lower the sales tax in Virginia?
No. Virginia is one of the few states that taxes the full purchase price with no credit for a trade-in, so the full $1,855 on a $35,000 car applies regardless of your trade.
When is the sales tax on a car due in Virginia?
Sales or use tax is collected when the vehicle is titled and registered, either by the dealer at purchase or by you at the DMV for a private-party sale.
What other fees apply to a car purchase in Virginia?
Beyond sales tax you'll pay title and registration fees and, at most dealers, a documentation fee. These vary by dealer and county; the calculator lets you enter them.

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